or 6% if you transfer your salary to D360 bank

How to Benefit from the Offer

• Enter the offer code MS6 when opening a Sanabil Monthly account.
• Deposit the amount you wish to save (minimum SAR 1,000).
• Transfer your salary to D360 Bank to increase your expected profit rate to 6%.
• The Bank will calculate the profits on daily basis, and credit them to the customer’s account at the beginning of the following Gregorian month.

Offer Duration

Offer enrolment period: Available from 12 May 2026 until 31 May 2026.

Offer benefit period: The expected profit rate under this offer applies from 12 May 2026 until 1 October 2026.

Annual Equivalent Rate (AER)

*** Amounts above 100,000 will be calculated as follows: 

The first 100,000 SAR will earn up to 6%, and the rest will earn up to 4%.

Example 1: with salary transferred to D360 Bank

• Total savings = SAR 109,000
• Expected profit rate on SAR 100,000 =  6% annually
• Expected profit rate on the additional SAR 9,000 =  4% annually

Example 2: without salary transferred to D360 Bank

• Total savings = SAR 130,000
• Expected profit rate on SAR 100,000 = 5% annually
• Expected profit rate on the additional SAR 30,000 = 3% annually

* The base rate represents the Annual Equivalent Rate (AER), which is the percentage return you can expect to earn over the course of one year

** The offer rate represents the expected profit rate under this promotion

Profits are calculated on a daily basis, and deposited into the user’s account on the beginning of the next Gregorian calendar month.

Terms & Conditions

• The Sanabil Monthly Account is Shariah-compliant. 
• Customers must enter the promo code [MS6] to benefit from the Offer, when opening a Sanabil Monthly account, or at the profile page in D360 app for current users. 
• The Offer is valid on D360 app only.
• The promo code may be used 1 time per customer during the campaign period.
• The Offer is valid from 12 May 2026 until 31 May 2026, and may be subject to operational limitations.
• The promotion applies only to Sanabil Monthly Savings account. 
• The promo code cannot be combined with any other promotions, unless otherwise stated.
• The promotional code must be used to benefit from the offer, and transfer your salary to D360 Bank to get the maximum expected offer profit rate.
• Eligible customers will then receive expected monthly profits, up to 6% annually.
• The expected profit under this offer applies until 1 October 2026.
• Only one offer code may be activated for Sanabil Monthly Account at any given time, expired offers cannot be reactivated after switching to a new offer.
• The offer is available to both existing and new customers.
• Customers must deposit SAR 1,000 or more into the Sanabil Monthly Account to start earning profits.
• Customers must maintain a daily minimum balance of SAR 1,000 or more to be eligible for profits. If the daily minimum balance falls below SAR 1,000 on any given day, no profit shall accrue for that day.
• Accrued profits for a given Gregorian calendar month are credited to the Customer’s account on the first working day of the following month.
• D360 Bank reserves the right to amend, suspend, or cancel the offer at any time without prior notice.
• D360 Monthly Savings Account Terms and Conditions apply in addition to these promotional terms.
• The promo is non-transferable and cannot be exchanged for cash or any other benefit.
• These Terms & Conditions are governed by the laws of the Kingdom of Saudi Arabia.
• D360 reserves the right to decline any transaction that it reasonably believes to be fraudulent, abusive, or in violation of these Terms & Conditions.