Monthly Returns, up to 6% annual rate!

How to Benefit from the Offer

• Enter the offer code SM26 when opening a Sanabil Monthly Account.
• Deposit the amount you wish to save (minimum SAR 1,000) during the grace period which extends until 23:59 on the next business day.
• Transfer your salary to D360 Bank to get the maximum expected profit rate.
• The Bank will calculate the profits and credit them to the customer’s account at the beginning of the following Gregorian month.

Offer Duration

Offer enrolment period: Available from 28 December 2025 until 28 February 2026.

Offer benefit period: The expected profit rate under this offer applies from 28 December 2025 until 1 April 2026.

Terms and Conditions

• The promotional code must be used to benefit from the offer, and transfer your salary to D360 Bank to get the maximum expected offer profit rate.
• Eligible customers will then receive expected monthly profits of up to 6% annually, according to the table below:

* The base rate represents the Annual Equivalent Rate (AER), which is The percentage return you can expect to earn over the course of one year

** The offer rate represents the expected profit rate under this promotion

• Profits are calculated based on the lowest balance recorded in the account during the Gregorian calendar month.

Example:

If SAR 100,000 is deposited into a Sanabil Monthly Account and SAR 20,000 is withdrawn during the same month, monthly profits will be calculated based on the lowest balance, which is SAR 80,000 (even if the balance increases later in the month).

• Each customer is granted a one-time grace period at opening the account, allowing them to increase the minimum balance eligible for monthly profits. This period starts upon successful opening of the Sanabil Monthly Account and extends until 23:59 on the next business day.
• The grace period* starts from the moment the Sanabil Monthly Savings Account is successfully created and extends until the next business day at 23:59

Examples:

• If the Sanabil Monthly Account is opened on Tuesday, the grace period extends until Wednesday at 23:59.
• If the Sanabil Monthly Account is opened on Thursday, the grace period extends until Sunday at 23:59.
• When saving SAR 100,000, the expected profit rate reaches 6% annually.
  • Any amount exceeding SAR 100,000 earns an expected profit rate of up to 4% annually with Salary transfer to D360 Bank, and up to 3% without transferring salary

Example:

• Total savings = SAR 109,000
• Expected profit rate on SAR 100,000 = 6% annually
• Expected profit rate on the additional SAR 9,000 = 4% annually
• The expected profit under this offer applies until 1 April 2026.
• Only one offer code may be activated for Sanabil Account at any given time، expired offers cannot be reactivated after switching to a new offer.
• The offer is available to both existing and new customers.
• Customers must deposit SAR 1,000 or more into the Sanabil Monthly Account to start earning profits.
• Customers must maintain a minimum balance of SAR 1,000 to be eligible for profits. If the balance falls below this amount at any time during the month, no profits will be earned for that month.
• Any withdrawal made during the month reduces the balance used for profit calculation and is excluded from profit accrual for that day.
• When determining the lowest balance during the month, all calendar days are counted, including weekends and official public holidays in the Kingdom of Saudi Arabia.
• Profits for a given month are credited on the first day of the following month at 09:00, including weekends and public holidays in Saudi Arabia.
• D360 Bank reserves the right to amend, suspend, or cancel the offer at any time without prior notice.
• The terms and conditions of the Sanabil Monthly Account apply in addition to these promotional terms.
• The Bank reserves the right to exclude any accounts created through fraudulent or non-compliant means.
• D360 Bank’s general terms and conditions apply.

•  The Sanabil Monthly Account is Shariah-compliant.