With Sanabil Monthly account, earn Monthly profits while staying 100% Shariah-compliant
Your profits are earned daily based on your daily minimum balance and automatically credited to your account on the first day of the following month.
Benefit from unlimited withdrawals with no frequency restrictions, giving you full access to your funds anytime you need them.
Get your own International Bank Account Number (IBAN) for smooth, secure transfers—whether local or international.
The Sanabil Monthly Account follows Islamic banking principles, with all transactions and profit distributions compliant with Shariah guidelines.
Let your savings generate Monthly profits in 3 simple steps.
From the main screen, go to "Discover Products", then select "Open a Sanabil Monthly account".
Review the benefits Then tap on “create Sanabil Monthly account”.
Top-up SAR 1,000 or more to start earning daily profits.
Open an account in seconds, and see your money grow big. *AER (Variable)
Save easily and securely with the Sanabil Savings Account, fully compliant with Shariah principles
As of 28 Dec 2025
| Level | Balance Threshold (SAR) | Annual Equivalent Rate (AER)* |
|---|---|---|
| 1 | 1,000 - 4,999 | 1.0% |
| 2 | 5,000 - 19,999 | 1.5% |
| 3 | 20,000 - 49,999 | 2.0% |
| 4 | 50,000 and more | 3.0% |
*The Annual Earnings Rate. Which is the percentage return you can expect to earn over the course of one year.
Starting from 1 May 2026
The cutoff time for balance calculation is 12:00 AM (midnight) every day.
Profit is calculated on the minimum balance maintained in your account between 00:00 and 23:59.
Deposits made before the cutoff time will start earning profit from the next business day.
Deposits made after midnight or during weekends/holidays will start earning profit from the next business day.
Your account must maintain a minimum balance of SAR 1,000 throughout the day to earn profit for that day.
All daily profits for the month are credited to your account on the first day of the following month.
